Personal Banking

Discover the extraordinary features and benefits of Bank NXT x Valu Credit Card.

Features and Benefits:

• Seamless onboarding experience: Apply through the Valu mobile application.
• Free Issuance Fees
• You can activate your card instantly and set your PIN through a quick and secure SMS 
• Earn 1% cashback on foods and beverages (F&B) as well as fuel purchases!
• Transfer your balance from any credit card issued by other banks to our Valu cobranded credit card with 0% installments over three months ***Limited Offer***
• Bank NXT and Valu bundled 0% installment compelling offers.
• Pay your Valu installment(s) without any additional fees.
• Enjoy special installment programs from 3 months up to 60 months.
• Shop seamlessly locally and globally with ease.
• Grace period for Point of Sale (POS) transactions and cash withdrawals up to 58 days.
• Unparalleled ease, convenience, and security with E-statements delivered to your email.
• Get an instant SMS alert while using your card for any transaction around the world.
• Tap your card without entering a PIN code for any purchases less than EGP 600.
• Shop securely with our 3D Secure One-Time Password (OTP) service.

General Conditions:

• Card limit starting from EGP 10,000 to EGP 150,000.
• Minimum age for primary cardholders: 21 years old
• Minimum age for supplementary cardholders: 16 years old
• Valu active limit is required. 

Required Documents:

• Copy of your national ID
• Fill in an application form.

Enjoy a world filled with travel and lifestyle benefits with Bank NXT’s Spark Credit Card!

Features and Benefits:

• Enjoy easy shopping locally and worldwide
• Say goodbye to cash transactions and long queues. Now, with just a simple tap you can make your everyday small purchases up to EGP 600 without a PIN code.
• Get an instant SMS alert when using your card for any transaction around the world.
• Cash withdrawal of up to 100% of your credit limit.
• Grace period for Point of Sale (POS) transactions and cash withdrawals up to 58 days
• Enjoy installment programs extending from 3 months up to 60 months.
• Easy access to e-statements
• High security is guaranteed through the One-Time Password (OTP) feature on e-commerce transactions and monthly e-statements.
• Safely shop online with 3D Secure One-Time Password (OTP) service.

General Conditions:

• Card limit starts from EGP 10,000 to EGP 49,999.
• Minimum age for primary cardholders: 21 years old
• Minimum age for supplementary cardholders: 16 years old

Enjoy exceptional life and unlimited benefits with unique opportunities to save with platinum credit card from Bank NXT

Features and Benefits:

• Enjoy easy shopping locally and worldwide.
• Say goodbye to cash and long waiting lines. Now, with just a simple tap you can pay for your everyday small purchases up to EGP600 without a PIN code for purchases.
• Get an instant SMS alert when using your card for any transaction around the world
• Cash withdrawal of up to 100% of your credit limit.
• Grace period for POS& cash withdrawal transactions up to 58 days
• Enjoy installment payment programs from 3 months up to 60 months.
• Easy access to e-statements
• High security is guaranteed through the One-Time Password (OTP) feature on E-commerce transactions and monthly e-statements.
• Airport lounge access with Visa Card. For a list of available lounges and to learn more benefits, please visit the Lounge Key website.
• The Lounge access will only be available through the Visa Airport Companion app (Click here for detailed steps on accessing airport lounges worldwide)
• Safely shop online with 3D Secure One-Time Password (OTP) service.

General Conditions:

• Card limit starts from EGP 49,000 to EGP 200,000
• Minimum age for primary cardholders: 21 years old
• Minimum age for supplementary cardholders: 16 years old

Our new Infinite Credit Card offers unparalleled benefits and exclusive privileges designed to enhance your lifestyle and travel experiences.

Features and Benefits:

• Exclusive Welcome Gift: You will receive a portable coffee maker to enjoy your favorite coffee anytime anywhere.
• Instant Card Activation and PIN Set: Instantly activate your card and set your PIN effortlessly through a simple SMS. No more waiting or queuing.
• Premium Travel Benefits: Enjoy complimentary access to over 1000 airport lounges worldwide in more than 300 cities. For more details, visit the Lounge Key website.
• The Lounge access will only be available through the Visa Airport Companion app (Click here for detailed steps on accessing airport lounges worldwide)
• Exclusive Hotel and Resort Benefits: Experience luxury like never before with our exclusive hotel and resort benefits. As an Infinite customer, you will enjoy preferential rates, complimentary upgrades, and special amenities at a select network of prestigious hotels and resorts around the globe. To learn more about the latest offers, visit the Visa Luxury Hotels website.
• Dedicated Concierge Services: Our 24-hour concierge service provides personalized assistance for travel arrangements, bookings, special events, and more.
• Premium Lifestyle Benefits: Enjoy exclusive access to high-end restaurants, luxury retailers, and entertainment venues with special discounts and offers.
• Medical & Travel Insurance: Travel confidently with up to USD 500,000 in insurance coverage for medical and travel emergencies.
• Fraud Protection: With our advanced fraud detection and monitoring protocols, you can rest assured that all your transactions are done safely. For Visa Infinite Cardholders, you can benefit from various insurance packages to reimburse up to USD 3,000 per occurrence with a USD 5,000 annual aggregate limit. For more information, please visit the Cardholder Benefits website.
• Endless Benefits: Visit the Visa website to discover all the perks and privileges that come with your card and be the first to know about exciting promotions.

General Conditions:

• Card limit starts from EGP 200,000 to EGP 1,000,000
• Minimum age for primary cardholders: 21 years old
• Minimum age for supplementary cardholders: 16 years old

Discover the exceptional features that come with our new Corporate platinum Credit Card

Card features:

1. You can activate your card instantly and set your PIN through a fast and secure SMS (click here to know the full steps to activate the card and set the PIN)
2. Shop locally and internationally with ease
3. Grace period for purchase transactions and cash withdrawals up to 58 days
4. Unparalleled ease, convenience and secure E-statement on your email.
5. Get SMS while using your card for any transaction around the world.
6. Enjoy your daily purchases without the need to enter the PIN up to 600 EGP with a maximum limit per transaction.
7. Shop securely with our 3D Secure feature.
8. You can access several airport lounges free of charge. To know more about airport locations. please visit the following website www.loungekey.com/visaplatinummena
9. The Lounge access will only be available through the Visa Airport Companion app (Click here for detailed steps on accessing airport lounges worldwide)
10. Enjoy exclusive Visa offers and discounts designed specifically for businesses, helping you save on various business-related expenses. To learn more, you can visit the following website: Offers & Privileges (poshvine.com)